Josh and his team made it extremely easy to understand the complexities of buying a new home. We were so impressed not only with their expediency but also Josh's ability to explain the financial information to us so clearly. We will recommend his business to all of our friends and family. So very much appreciated!
- Elisabeth C.

We obtained a loan through Josh's services and are 100% pleased both with his effort, communication and follow-through. Josh is a highly trustworthy individual you can rely on. I am not affiliated in any way with Josh, or his company, except for the loan he helped us to obtain. The type of loan was a Jumbo VA loan on a purchase of our dream home in Fallbrook, CA. You can't go wrong with Josh!!
- PGS Client

Josh and his team made the whole refinance process so simple and stress free for me! I can't think him enough for the work he does. He is always available to answer whatever questions I may have no matter how simple they may be, and his team is just as professional and a pleasure to work with. I recommend him to everyone I know that is looking to purchase a home or simply refinance to put themselves in a better financial position.
- N Hoyt

Everyone was incredibly helpful especially with my situation. Josh really took that time to understand everything and figure out a way to help me get what I needed. He has also done amazing with my cousin with her first home purchase. I will definitely reach out again soon for a purchase instead of a refinance.
- PGS Client

Josh and team were very helpful and responsive, as they have always been. Extremely pleased with the transparency at each and every step of the process.
- Mark A.

Josh and his team are excellent. Josh answered all my questions and even broke them down to where it was easy to understand. He made sure I understood everything before moving on, which made the process so much easier to do. I would definitely recommend him to others. Thank you, Josh and your team!
- Thumati V.

Josh is the best! He's the consummate professional, he's very knowledgeable, provides great client care, awesome communication with clients and all parties involved!! Highly recommend!!
- Mike S.

Josh just wanted to let you know I received the mugs! Thanks so much for all your patient help in so many ways! You were so nice to work with, and you and your staff kept me informed all along the way. I appreciate it!
- K.W.

Thank you to both you and your team for making it so easy and seamless for us to do!
- M.M.

Thank you for making this process as painless and possible! You guys are such a well-oiled machine and it's a pleasure working with you all. Enjoy the rest of your week and the beginning of summer!! Looking forward to working with you again for the next refinance or 2nd house purchase :) Thank you!!
- Agnes & Darren

Josh and his team are the best!! I was a first-time home buyer with lots of concerns and my experience has been great. I would recommend them to anyone looking to buy a new house, especially other Veterans.
- E. Ramirez

Josh and his team are as good as it gets! He goes above and beyond for his clients, works hard, is super responsive, knowledgeable and an overall joy to work with. I highly recommend him, he will not disappoint!
- Renee

Josh could not have been more helpful, prompt, and professional throughout the loan process. He went above and beyond meeting with me at my home. He communicated every detail of my loan clearly with all parties involved and even gave his valuable personal advice at times. He was always prompt in returning communications, always friendly, and always double-checking things to ensure everything went smoothly.
- Kim

To Joshua and his team, You guys have an outstanding loan process and communication. Closed earlier than expected. Thank you very much for your hard work.
- Randulph

Josh is professional, trusting, and communicative. My wife and I just got done buying our first home and it was so stressful, but Josh made everything so easy. He called almost everyday to make sure we were up to date with everything that was happening. He took his time to explain all the obscure rules and laws we had to jump through. We would highly recommend his services to anyone who is looking for a mortgage. You will be so happy you found a nice broker in the business who is looking out for your best interest. THANK YOU JOSH!!!
- PGS Client

Hey Josh, I want to let you know that I really appreciate everything you did to help me out. You and your team were absolutely flawless and went above and beyond to make sure I was taken care of. I will definitely make sure that my friends or family friends reach out to you if they are looking to purchase or refinance their home. Thank you so much again and I look forward to doing business again with you in the future.
- Chris

Josh is professional, trusting and communicative. My wife and I just got done buying our first home and it was so stressful, but Josh made everything so easy. He called almost everyday to make sure we were up to date with everything that was happening. He took his time to explain all the obscure rules and laws we had to jump through. We would highly recommend his services to anyone who is looking for a mortgage. You will be so happy you found a nice broker in the business who is looking out for your interest. THANK YOU JOSH!!
- Stu

Josh has been excellent to work with. He was very prompt responding to every detail in financing our new home. He went above and beyond meeting us at our home and communicating clearly every aspect of our loan with all parties involved. He is knowledgeable and also offers his personal advice when appropriate. I could not be more impressed with his professionalism.
- Kim M

Josh and his team were awesome to work with. They are very knowledgeable, organized and professional, which made my loan application and approval process worry-free. Josh shared a lot of good information with me prior to my application, patiently walked me through the loan process and laid out pros /cons with each options, which helped me tremendously with my decision making down the road. He worked with my realtor- Roxy Lambert (who is awesome, look her up!) and kept me updated each step of the way. Moreover, after my loan's closed Josh scheduled a post-closing call with me to review important details that could easily be neglected. Josh and his team are a great example of what great customer service should be like. I would highly recommend Josh to anyone looking for financing or refinancing in San Diego!
- Yini W

Josh was so incredibly helpful in making our first home purchase. From start to finish he went the extra mile to make us feel comfortable about the process and make sure we knew all of our options. I asked many silly questions and he never once made me feel bad for asking. Thank you Josh!!
- Kate

Josh is our #1 recommended lender for our Walton/Williamson team at Pacific Sotheby's International Realty. He always under promises and over delivers! His team provides personal and concise service to both clients and agents. His knowledge and expertise of the VA loan process can not be beat. We highly recommend to all agents and Buyers! Josh's strong points are communication, honesty and integrity. Once again, we thank you Josh and team!
- Lynn W.